5 Year Fixed Closed — High Ratio
Published rate4.84%
RBC Royal Bank · 5-year term
- Mortgage type
- Fixed
- Term
- 5-year term
- Mortgage position
- First
- Region in source
- Ontario
- Published conditions
- Purchase · less than 20% down · default insurance required
- Maximum loan-to-value
- 95% — the mortgage as a share of property value
- Fees
- 4.87% APR · APR assumes a $300 processing/property valuation fee
- Pricing effective
- Oct 15, 2026
- Last verified
- Oct 26, 2026