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Mortgage lenders

Find banks, credit unions, and specialist lenders. View their published products, conditions, and sources.

93 lenders

Listed alphabetically · Ontario focus

Alta West Capital

Alternative lender

Alta West Capital publishes alternative first- and second-mortgage, rental, HELOC, mixed-use and small-community programs for Ontario and other selected Canadian markets.

35 rate options

Alternative

Alterna Bank

Bank or trust lender

Alterna Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

10 rate options

Variable · Fixed

Alterna Savings

Credit union

Alterna Savings publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

9 rate options

Variable · Fixed

Antrim Investments

Mortgage investment corporation

Antrim publishes private first- and second-mortgage pricing for residential properties in major Ontario centres, including LTV tiers, lender fees and open-term details.

B2B Bank

Bank

B2B Bank publishes fixed and variable mortgage pricing and a first-position home-equity line, with prime-rate formulas and APR assumptions.

14 rate options

Variable · HELOC · Residential

BAY Credit Union

Credit union

BAY Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

BCU Financial

Credit union

BCU Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

8 rate options

Fixed · Variable

Bloom Finance

Home-equity release lender

Bloom publishes current home-equity release mortgage pricing through its public rate service, along with a 55% LTV ceiling, APRs and estimated upfront fees.

3 rate options

Reverse Mortgage

BMO

Bank or trust lender

BMO publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

3 rate options

Variable · Fixed

Bridgewater Bank

Alternative lender

Bridgewater publishes its Gateway alternative-mortgage pricing by FICO tier, term and maximum LTV, with lender fees and annual percentage rates.

15 rate options

Alternative

Caisse Alliance

Credit union

Caisse Alliance publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

CIBC

Bank

CIBC publishes posted and special fixed, variable, high-ratio, open and convertible mortgage pricing, including APR assumptions and product update dates through its official rate service.

23 rate options

Variable · Fixed · Residential

CMLS Financial

Residential lender

CMLS publishes insured, insurable, uninsured and cashback mortgage pricing for qualified residential properties, alongside detailed broker rate requirements.

79 rate options

Fixed · Alternative · Private

Community Trust

Residential lender

Community Trust publishes posted closed-mortgage and automatic-renewal pricing while noting that residential lending is assessed case by case.

6 rate options

Residential

Comtech Fire Credit Union

Credit union

Comtech Fire Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

12 rate options

Variable · Fixed

Contemporary Investment Corporation

Private lender

Contemporary publishes closed- and open-term feature sheets for owner-occupied, investment, commercial, cottage and island-property mortgages with LTV and placement-fee context.

14 rate options

Private · Commercial

Desjardins

Mortgage lender

Desjardins publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

18 rate options

Variable · Fixed

DUCA Credit Union

Credit union

DUCA publishes insured high-ratio, second-mortgage, co-op and co-ownership pricing across fixed, variable, adjustable and open terms.

28 rate options

Variable · Fixed · Residential

EQRAZ

Residential lender

EQRAZ publishes dated posted and special residential mortgage rates across one- through five-year fixed terms, subject to its credit criteria.

Equitable Bank

Bank or trust lender

Equitable Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

13 rate options

Variable · Fixed

Equity Credit Union

Credit union

Equity Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

11 rate options

Fixed · Variable

First National Financial LP

Residential and alternative lender

First National publishes dated residential fixed, adjustable, open-term and Excalibur pricing, including LTV and credit-tier distinctions where applicable.

56 rate options

Variable · Fixed · Alternative

FirstOntario Credit Union

Credit union

FirstOntario Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

18 rate options

Variable · Fixed · HELOC

Frontline Credit Union

Credit union

Frontline Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

10 rate options

Fixed · Variable

Ganaraska Financial

Credit union

Ganaraska Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Golden Horseshoe Credit Union

Credit union

Golden Horseshoe Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

12 rate options

Fixed · Variable

Home Trust

Bank or trust lender

Home Trust publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

HomeEquity Bank

Reverse-mortgage lender

HomeEquity Bank publishes CHIP reverse-mortgage and Income Advantage pricing, including fixed-rate terms, closing costs and annual percentage rates.

Hosper Mortgage

Private lender

Hosper publishes Ontario private first- and second-mortgage starting rates, LTV ceilings, fee floors and qualification context for its Dynamic and Advantage programs.

IC Savings

Credit union

IC Savings publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

IG Wealth Management

Trust-company mortgage lender

IG publishes promotional mortgage ranges plus posted fixed, adjustable-rate and home-equity pricing through Investors Group Trust Co. Ltd.

14 rate options

Variable · Fixed · HELOC · Residential

Innovation Federal Credit Union

Credit union

Innovation Federal Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

10 rate options

Variable · Fixed

Kawartha Financial Services

Credit union

Kawartha Financial Services publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Kindred Credit Union

Credit union

Kindred Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

11 rate options

Fixed · Variable

Lendworth Financial

Private lender and mortgage brokerage

Lendworth publishes starting rates for Ontario private first mortgages, second mortgages and a home-equity line, together with LTV and term guidance.

3 rate options

Private · HELOC

Libro Credit Union

Credit union

Libro Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

11 rate options

Variable · Fixed

Luminus Financial

Credit union

Luminus Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Mainstreet Credit Union

Credit union

Mainstreet Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

11 rate options

Variable · Fixed

Manulife Bank

Bank or trust lender

Manulife Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

20 rate options

Variable · Fixed

Marathon Mortgage

Residential lender

Marathon publishes starting fixed and adjustable mortgage rates for insured, insurable and uninsurable purchases, switches and refinances.

8 rate options

Variable · Fixed

MCAN Home

Residential and alternative lender

MCAN Home publishes dated Precision Prime, Elevate Conventional and Discover Alternative mortgage matrices with LTV, purpose, term, fee and Prime-formula context.

50 rate options

Variable · Residential · Alternative

Meridian Credit Union

Credit union

Meridian publishes special and posted fixed mortgages, variable mortgages and secured home-equity lines with APR and prime-rate context for retail Members.

19 rate options

Variable · Fixed · HELOC

Mortgage Broker Store

Direct private lender and mortgage brokerage

Mortgage Broker Store publishes its direct Ontario private first- and second-mortgage pricing by combined LTV, including lender fees, direct-borrower broker fees and minimum charges.

Moya Financial Credit Union

Credit union

Moya Financial Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

9 rate options

Fixed · Variable

National Bank of Canada

Bank or trust lender

National Bank of Canada publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

nesto

Mortgage lender

nesto publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

8 rate options

Variable · Fixed

Northern Birch Credit Union

Credit union

Northern Birch Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

7 rate options

Variable · Fixed

Northern Credit Union

Credit union

Northern Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

13 rate options

Fixed · HELOC · Variable

Northside MIC

Mortgage investment corporation

Northside publishes starting rates, maximum LTVs, fee floors and six- to twelve-month term guidance for residential, commercial and construction mortgages.

6 rate options

Private · Construction · Commercial

Oshawa Community Credit Union

Credit union

Oshawa Community Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

17 rate options

Variable · Fixed

Pathwise Credit Union

Credit union

Pathwise Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Peace Hills Trust Company

Mortgage lender

Peace Hills Trust Company publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

PenFinancial Credit Union

Credit union

PenFinancial Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Pine

Mortgage lender

Pine publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

4 rate options

Variable · Fixed

RBC Royal Bank

Bank

RBC publishes high-ratio, special and posted fixed and variable mortgage pricing by term and amortization band, including APR assumptions and Prime-rate formulas.

42 rate options

Variable · Fixed

Readi Financial

Private lender

Readi Financial publishes starting pricing for one-year closed Ontario private first and second mortgages, including LTV ceilings and lender-fee starting points.

Resurrection Credit Union

Credit union

Resurrection Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

10 rate options

Fixed · Variable

Richview Capital MIC

Mortgage investment corporation

Richview publishes starting pricing for Ontario private firsts, seconds, construction mortgages, HELOCs and commercial financing with LTV ceilings and lender fees.

7 rate options

Private · Commercial · HELOC · Construction

RiverRock MIC

Mortgage investment corporation

RiverRock publishes current starting rates for first- and second-position private mortgages, an 80% maximum LTV and its lender-fee floor.

SBI Canada Bank

Bank or trust lender

SBI Canada Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

8 rate options

Variable · Fixed

Secure Capital MIC

Mortgage investment corporation

Secure Capital publishes 2026 starting rates and qualification context for Ontario residential private first- and second-mortgage programs.

Sequence Capital

Private lender

Sequence publishes Ontario urban and rural first- and second-mortgage starting rates with LTV bands, percentage fees and minimum lender fees.

Shinhan Bank Canada

Bank

Shinhan Bank Canada publishes dated posted and special residential fixed and variable mortgage pricing, including prime-rate formulas.

16 rate options

Variable · Fixed

Stonefield Capital

Private lender

Stonefield publishes Ontario private first- and second-mortgage pricing by LTV band, together with lender-fee ranges, short-term conditions and a separate first-position program.

Strive Capital

Residential lender

Strive publishes insured, insurable and uninsurable fixed and adjustable mortgage pricing by term and LTV tier, with its Prime rate and effective date.

33 rate options

Variable · Fixed

Sudbury Credit Union

Credit union

Sudbury Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

11 rate options

Variable · Fixed

Tactical Mortgage Investments

Private lender

Tactical Mortgage Investments, part of the RFA group, publishes first-, second- and multi-property private financing starting rates for the GTA and selected Ontario markets.

Talka Credit Union

Credit union

Talka Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

6 rate options

Fixed · Variable

Tandia Financial

Credit union

Tandia Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Tangerine Bank

Bank or trust lender

Tangerine Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

8 rate options

Variable · Fixed

TD Canada Trust

Bank

TD publishes Ontario fixed, variable and high-ratio mortgage specials with posted-rate, APR and TD Mortgage Prime context.

4 rate options

Variable · Fixed

The Police Credit Union

Credit union

The Police Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

12 rate options

Variable · Fixed · Alternative

THINK Financial

Mortgage lender

THINK Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

4 rate options

Fixed · Variable

Three Point Capital

Private lender

Three Point publishes Pathfinder, Elevation and Horizon private-mortgage pricing by position, LTV and fee structure for approved lending areas including Ontario.

Trident MIC

Mortgage investment corporation

Trident publishes a first-position private-mortgage starting rate with maximum LTV, twelve-month term, fee floor and payment options.

Ukrainian Credit Union

Credit union

Ukrainian Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

13 rate options

Fixed · Variable

Uptown Financial

Private lender

Uptown Financial publishes a dated GTA private-mortgage matrix with open and closed first- and second-mortgage pricing by term and LTV tier.

VWR Capital Corp.

Private lender

VWR publishes provincial first- and second-mortgage pricing with LTV tiers, lender fees and general qualification highlights.

WealthONE Bank of Canada

Bank or trust lender

WealthONE Bank of Canada publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

13 rate options

Fixed · Variable

WFCU Credit Union

Credit union

WFCU Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

20 rate options

Variable · Fixed · HELOC

Your Credit Union

Credit union

Your Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

9 rate options

Fixed · HELOC

Your Neighbourhood Credit Union

Credit union

Your Neighbourhood Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

12 rate options

Variable · Fixed