Credit union

Mainstreet Credit Union

Mainstreet Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026

Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

11 published rate options

Different qualification tiers may have different rates for the same product.

Mainstreet Credit Union

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate5.54% 1-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

1 Year Construction Open

Variable · 1-year term
First mortgage

Published rate6.95% 1-year construction open

Checked Oct 15, 2026

Lender source

Conditions: Residential construction; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate9.45% 1-year open

Checked Oct 15, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate4.84% 2-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate4.79% 3-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

3 Year Closed High-Ratio

Fixed · 3-year term
First mortgage

Published rate4.34% 3-year closed high-ratio

Checked Oct 15, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate4.99% 4-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.44% 5-year closed high-ratio

Checked Oct 15, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

5 Year Closed High-Ratio Variable

Variable · 5-year term
First mortgage

Published rate3.45% 5-year closed high-ratio variable

Checked Oct 15, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

5 Year Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate4.94% 5-year closed fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Mainstreet Credit Union

5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rate3.70% 5-year closed variable

Checked Oct 15, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

View all 11 rate options →