Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

11 rate options from 1 lender

Alphabetical by lender

Mainstreet Credit Union

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate5.54% 1-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

1 Year Construction Open

Variable · 1-year term
First mortgage

Published rate6.95% 1-year construction open

Checked Oct 15, 2026

Lender source

Conditions: Residential construction; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate9.45% 1-year open

Checked Oct 15, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate4.84% 2-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate4.79% 3-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

3 Year Closed High-Ratio

Fixed · 3-year term
First mortgage

Published rate4.34% 3-year closed high-ratio

Checked Oct 15, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate4.99% 4-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.44% 5-year closed high-ratio

Checked Oct 15, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

5 Year Closed High-Ratio Variable

Variable · 5-year term
First mortgage

Published rate3.45% 5-year closed high-ratio variable

Checked Oct 15, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

5 Year Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate4.94% 5-year closed fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Mainstreet Credit Union

5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rate3.70% 5-year closed variable

Checked Oct 15, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.