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Uptown Financial

Uptown Financial publishes a dated GTA private-mortgage matrix with open and closed first- and second-mortgage pricing by term and LTV tier.

Visit lender website Profile record checked Sep 3, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

27 published rate options

Different qualification tiers may have different rates for the same product.

Published rate5.74% starting · 60% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
1.00% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate5.79% starting · 65% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
1.49% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate5.99% starting · 75% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.49% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate6.99% starting · 80% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.49% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate8.99% starting · 50% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.49% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate7.45% starting · 60% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.50% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate7.95% starting · 65% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.50% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate9.45% starting · 75% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.50% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate11.99% starting · 80% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
3.49% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate5.74% starting · 60% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
1.25% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate6.00% starting · 65% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
1.25% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate7.00% starting · 75% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
1.75% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.