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PenFinancial Credit Union

PenFinancial Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

3 published rate options

Different qualification tiers may have different rates for the same product.

Published rate3.49% 1-year fixed special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
A 1.00% fee based on the original mortgage amount applies if the mortgage is paid out, transferred or not renewed with PenFinancial at term end.
PenFinancial Credit Union

5 Year Conventional Fixed

Fixed · 5-year term
First mortgage

Published rate4.89% 5-year conventional fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
PenFinancial Credit Union

5 Year High-Ratio Mortgage

Fixed · 5-year term
First mortgage

Published rate4.54% 5-year high-ratio fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.