5 Year High-Ratio Mortgage
Published rate4.54% 5-year high-ratio fixed
PenFinancial Credit Union · 5-year term
- Mortgage type
- Fixed
- Term
- 5-year term
- Mortgage position
- First mortgage
- Region in source
- Ontario
- Published conditions
- Owner-occupied residential; default-insured/high-ratio criteria apply
- Maximum loan-to-value
- Not stated
- Fees
- APR and fees are not stated for this row on the public rate page; lender conditions apply.
- Pricing effective
- Not stated
- Last verified
- Oct 26, 2026