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Northern Credit Union

Northern Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

13 published rate options

Different qualification tiers may have different rates for the same product.

Northern Credit Union

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate5.79% 1-year closed

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate8.99% 1-year open

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate5.89% 2-year closed

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.69% 3-year conventional special

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Northern's mortgages page features 4.49% for this special; its rate table shows 4.69%. APR and fees are not stated; lender conditions apply.
Northern Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate6.09% 3-year closed

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.29% 3-year high-ratio special

Checked Oct 20, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate6.19% 4-year closed

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.79% 5-year conventional special

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Northern's mortgages page features 4.59% for this special; its rate table shows 4.79%. APR and fees are not stated; lender conditions apply.
Northern Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate6.29% 5-year closed

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.49% 5-year closed high-ratio

Checked Oct 20, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate6.45% 5-year open variable

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

6 Month Open Fixed

Fixed · 6-month term
First mortgage

Published rate8.50% 6-month open

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.