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Equity Credit Union

Equity Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

11 published rate options

Different qualification tiers may have different rates for the same product.

Equity Credit Union

1 Year Closed First Mortgage

Fixed · 1-year term
First mortgage

Published rate5.40% 1-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

1 Year Open First Mortgage

Fixed · 1-year term
First mortgage

Published rate7.50% 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

2 Year Closed First Mortgage

Fixed · 2-year term
First mortgage

Published rate5.40% 2-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

3 Year Closed First Mortgage

Fixed · 3-year term
First mortgage

Published rate5.50% 3-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

4 Percent Cashback Mortgage

Fixed · Term not stated
First mortgage

Published rate8.00% mortgage with 4.00% cashback

Checked Oct 26, 2026

Lender source
Conditions
Residential mortgage of at least $25,000; lender membership, credit and qualification criteria apply
Fees and APR
The page states a 4.00% cashback feature on mortgages starting as low as $25,000; APR and other fees are not stated.
Equity Credit Union

4 Year Closed First Mortgage

Fixed · 4-year term
First mortgage

Published rate5.55% 4-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

5 Year Closed First Mortgage

Fixed · 5-year term
First mortgage

Published rate5.60% 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate5.70% 5-year closed variable

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

Convertible Variable Open First Mortgage

Variable · Term not stated
First mortgage

Published rate7.45% convertible variable open

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

Home Equity Line of Credit First Mortgage

Variable · Term not stated
First mortgage

Published rate6.20% HELOC first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

Home Equity Line of Credit Second Mortgage

Variable · Term not stated
Second mortgage

Published rate7.45% HELOC second mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.