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THINK Financial

THINK Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

4 published rate options

Different qualification tiers may have different rates for the same product.

THINK Financial

No Commitment 5 Year Open Variable

Variable · 5-year term
First mortgage

Published ratePrime − 0.25% (4.20%)

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; insured or insurable criteria apply
Fees and APR
Fully open variable product with no payout penalty; THINK states the spread off prime, and 4.20% uses the 4.45% prime. Other conditions apply.
THINK Financial

Rate Relief 1 Year Conventional

Fixed · 1-year term
First mortgage

Published rate5.99% 1-year Rate Relief conventional

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
A 1.0% non-renewal fee applies if the mortgage is not renewed with THINK at the end of the one-year term; other conditions apply.
THINK Financial

Rate Relief 1 Year Insured

Fixed · 1-year term
First mortgage

Published rate4.99% 1-year Rate Relief insured

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; insured or insurable criteria apply
Fees and APR
A 1.5% non-renewal fee applies if the mortgage is not renewed with THINK at the end of the one-year term; other conditions apply.
THINK Financial

Rate Relief 6 Month Introductory Term

Fixed · 6-month term
First mortgage

Published rate2.49% 6-month Rate Relief introductory term

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; insured or insurable criteria apply
Fees and APR
This is an introductory Rate Relief term followed by a lender renewal offer; full product conditions apply.