Mortgage lender

Desjardins

Desjardins publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026

Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

18 published rate options

Different qualification tiers may have different rates for the same product.

Desjardins

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate5.69% 1-year closed fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate9.50% 1-year open fixed

Checked Oct 19, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

1 Year Open Regular Variable

Variable · 1-year term
First mortgage

Published rate5.70% 1-year open regular variable

Checked Oct 19, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

10 Year Closed Fixed

Fixed · 10-year term
First mortgage

Published rate6.89% 10-year closed fixed

Checked Oct 19, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate5.74% 2-year closed fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

2 Year Open Regular Variable

Variable · 2-year term
First mortgage

Published rate5.70% 2-year open regular variable

Checked Oct 19, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate6.04% 3-year closed fixed

Checked Oct 19, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate6.09% 4-year closed fixed

Checked Oct 19, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

4 Year Closed Fixed Special

Fixed · 4-year term
First mortgage

Published rate4.84% 4-year closed fixed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate6.19% 5-year closed fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Desjardins

5 Year Closed Fixed Special

Fixed · 5-year term
First mortgage

Published rate4.89% 5-year closed fixed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The public page compares the special with a 6.19% standard rate; APR/fees for the special are not stated and conditions apply.

Desjardins

5 Year Closed Protected Variable

Variable · 5-year term
First mortgage

Published rate4.70% current · 7.54% maximum protected rate

Checked Oct 19, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

View all 18 rate options →