WhichLender.caYour comparison 0
← All lenders
Bank or trust lender

Alterna Bank

Alterna Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

10 published rate options

Different qualification tiers may have different rates for the same product.

Alterna Bank

1 Year Signature Fixed Closed

Fixed · 1-year term
First mortgage

Published rate5.69% interest · 5.87% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
5.87% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Bank

2 Year Signature Fixed Closed

Fixed · 2-year term
First mortgage

Published rate5.39% interest · 5.48% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
5.48% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Bank

3 Year Signature Fixed Closed

Fixed · 3-year term
First mortgage

Published rate4.94% interest · 5.00% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
5.00% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Bank

3 Year Signature Variable Closed

Variable · 3-year term
First mortgage

Published rate4.25% interest · 4.31% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
4.31% APR shown by the lender; Signature pricing requires at least 20% down.
Published rate4.59% interest · 4.65% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
4.65% APR based on the lender's stated $200,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
Alterna Bank

4 Year Signature Fixed Closed

Fixed · 4-year term
First mortgage

Published rate5.04% interest · 5.09% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
5.09% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Bank

5 Year Signature Fixed Closed

Fixed · 5-year term
First mortgage

Published rate5.04% 5-year Signature fixed closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; down payment of 20% or more for Signature pricing
Fees and APR
5.08% APR shown by the lender; official APR assumptions and conditions apply.
Alterna Bank

5 Year Signature Variable Closed

Variable · 5-year term
First mortgage

Published rate4.15% interest · 4.19% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
4.19% APR shown by the lender; Signature pricing requires at least 20% down.
Published rate4.69% interest · 4.73% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
4.73% APR based on the lender's stated $200,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
Published rate3.70% interest · 3.74% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
3.74% APR based on the lender's stated $200,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.