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Mortgage investment corporation

Northside MIC

Northside publishes starting rates, maximum LTVs, fee floors and six- to twelve-month term guidance for residential, commercial and construction mortgages.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

6 published rate options

Different qualification tiers may have different rates for the same product.

Northside MIC

Commercial First Mortgage

Commercial · Term not stated
First

Published rateStarting at 10.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2.5% · 6–12 month term · application and commitment fees may apply
Northside MIC

Commercial Second Mortgage

Commercial · Term not stated
Second

Published rateStarting at 12.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2.5% · 6–12 month term · application and commitment fees may apply
Northside MIC

Construction First Mortgage

Construction · Term not stated
First

Published rateStarting at 9.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2.5% · 6–12 month term · application and commitment fees may apply
Northside MIC

Construction Second Mortgage

Construction · Term not stated
Second

Published rateStarting at 11.49%

Checked Oct 26, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2.5% · 6–12 month term · application and commitment fees may apply
Northside MIC

Residential First Mortgage

Private · Term not stated
First

Published rateStarting at 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2% · 6–12 month term · application and commitment fees may apply
Northside MIC

Residential Second Mortgage

Private · Term not stated
Second

Published rateStarting at 10.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2% · 6–12 month term · application and commitment fees may apply