- Conditions
- Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
- Fees and APR
- Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
Bank or trust lender
SBI Canada Bank
SBI Canada Bank publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Before you apply
Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.
8 published rate options
Different qualification tiers may have different rates for the same product.
- Conditions
- Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
- Fees and APR
- Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
Published rateSBIC CAD Prime - 0.20% (4.25% at published 4.45% Prime)
Checked Oct 26, 2026
Lender source- Conditions
- Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
- Fees and APR
- Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
- Conditions
- Owner-occupied residential; 25-year amortization or less; conventional or CMHC-insured high-LTV programs are described; lender criteria and restrictions apply
- Fees and APR
- 4.2491% APR shown by SBI Canada Bank based on a $550,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
- Conditions
- Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
- Fees and APR
- Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
Published rateSBIC CAD Prime - 0.35% (4.10% at published 4.45% Prime)
Checked Oct 26, 2026
Lender source- Conditions
- Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
- Fees and APR
- Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
- Conditions
- Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
- Fees and APR
- Featured-rate APR assumes a $550,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
- Conditions
- Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
- Fees and APR
- Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.