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Hosper Mortgage

Hosper publishes Ontario private first- and second-mortgage starting rates, LTV ceilings, fee floors and qualification context for its Dynamic and Advantage programs.

Visit lender website Profile record checked Aug 31, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

4 published rate options

Different qualification tiers may have different rates for the same product.

Hosper Mortgage

Hosper Advantage

Private · 1-year term
First

Published rateFrom 5.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential · owner-occupied and tenanted properties · eligible GTA, Ontario city and small-town locations · marketable condition
Fees and APR
Fees from 2.00% · completely open after 3 months
Hosper Mortgage

Hosper Advantage

Private · 1-year term
Second

Published rateFrom 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential · owner-occupied and tenanted properties · eligible GTA, Ontario city and small-town locations · marketable condition
Fees and APR
Fees from 2.00% · completely open after 3 months
Hosper Mortgage

Hosper Dynamic

Private · 1-year term
First

Published rateFrom 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential, agricultural, qualifying vacant-land and construction properties · owner-occupied, vacant or rental · equity-based qualification
Fees and APR
Fees from 2.00% · 6-month open and closed terms also available · 12-month term partially open
Hosper Mortgage

Hosper Dynamic

Private · 1-year term
Second

Published rateFrom 10.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential, agricultural, qualifying vacant-land and construction properties · owner-occupied, vacant or rental · equity-based qualification
Fees and APR
Fees from 3.00% · 6-month open and closed terms also available · 12-month term partially open