Credit union

Tandia Financial

Tandia Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026

Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

10 published rate options

Different qualification tiers may have different rates for the same product.

Tandia Financial

1 Year Standard Closed

Fixed · 1-year term
First mortgage

Published rate5.69% 1-year standard closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

Tandia Financial

1 Year Standard Open

Fixed · 1-year term
First mortgage

Published rate8.50% 1-year standard open

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

Tandia Financial

2 Year Standard Closed

Fixed · 2-year term
First mortgage

Published rate5.39% 2-year standard closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

Tandia Financial

3 Year Closed Fixed High-Ratio Mortgage

Fixed · 3-year term
First mortgage

Published rate4.59% 3-year closed fixed high-ratio special

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: 4.65% APR shown by Tandia based on its disclosed $200,000 mortgage, 25-year amortization, monthly-payment and $350 valuation-fee assumptions; conditions apply.

Tandia Financial

3 Year Standard Closed

Fixed · 3-year term
First mortgage

Published rate4.94% 3-year standard closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

Tandia Financial

4 Year Standard Closed

Fixed · 4-year term
First mortgage

Published rate5.04% 4-year standard closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

Tandia Financial

5 Year Standard Closed

Fixed · 5-year term
First mortgage

Published rate5.04% 5-year standard closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

Tandia Financial

5-Year High Ratio Mortgage Special

Fixed · 5-year term
First mortgage

Published rate4.69% interest · 4.73% APR

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

Tandia Financial

6 Month Standard Closed

Fixed · 6-month term
First mortgage

Published rate6.99% 6-month standard closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

Tandia Financial

6 Month Standard Open

Fixed · 6-month term
First mortgage

Published rate8.25% 6-month standard open

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.

View all 10 rate options →