← All lenders National Bank publishes current Optimum alternative fixed- and variable-rate pricing alongside maximum LTV, borrower, property and fee context.
Before you apply Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.
5 published rate options Different qualification tiers may have different rates for the same product.
Lender and product Published rate Conditions and costs Compare
Conditions Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.77% APR Compare
Conditions Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.23% APR Compare
Conditions Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.12% APR Compare
Conditions Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.31% APR Compare
Conditions Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 600
Fees and APR $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 6.81% APR Compare
View all 5 rate options →