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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

5 rate options from 1 lender

Alphabetical by lender
National Bank Optimum Mortgage

Alternative Fixed-Rate Mortgage

Alternative · 1-year term
Not stated by lender

Published rate7.39%

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.77% APR
National Bank Optimum Mortgage

Alternative Fixed-Rate Mortgage

Alternative · 2-year term
Not stated by lender

Published rate7.49%

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.23% APR
National Bank Optimum Mortgage

Alternative Fixed-Rate Mortgage

Alternative · 3-year term
Not stated by lender

Published rate7.59%

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.12% APR
National Bank Optimum Mortgage

Alternative Fixed-Rate Mortgage

Alternative · 4-year term
Not stated by lender

Published rate7.89%

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.31% APR
National Bank Optimum Mortgage

Alternative Variable-Rate Mortgage

Alternative · 5-year term
Not stated by lender

Published ratePrime + 2.00% (6.45%)

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 600
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 6.81% APR