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IC Savings

IC Savings publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

5 published rate options

Different qualification tiers may have different rates for the same product.

IC Savings

1 Year Fixed Closed Mortgage

Fixed · 1-year term
First mortgage

Published rate5.09% interest · 5.79% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

2 Year Fixed Closed Mortgage

Fixed · 2-year term
First mortgage

Published rate4.84% interest · 5.15% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

3 Year Fixed Closed Mortgage

Fixed · 3-year term
First mortgage

Published rate5.09% interest · 5.26% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

4 Year Fixed Closed Mortgage

Fixed · 4-year term
First mortgage

Published rate5.24% interest · 5.34% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

5 Year Fixed Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate5.34% interest · 5.40% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.