- Conditions
- Residential; amortization of 25 years or less for displayed special
- Fees and APR
- 4.97% APR shown by BMO for amortizations of 25 years or less; APR assumptions and other conditions are stated on the source page.
Bank or trust lender
BMO
BMO publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Before you apply
Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.
3 published rate options
Different qualification tiers may have different rates for the same product.
Published rate4.99% · 5-year Smart Fixed default-insured (APR 5.01%)
Checked Oct 26, 2026
Lender source- Conditions
- Owner-occupied residential; default-insured/high-ratio criteria apply
- Fees and APR
- The official terms page publishes this figure as APR; additional product conditions apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- The official terms page publishes this figure as APR; additional product conditions apply.