5 Year Smart Fixed Default-Insured
Published rate4.99% · 5-year Smart Fixed default-insured (APR 5.01%)
BMO · 5-year term
- Mortgage type
- Fixed
- Term
- 5-year term
- Mortgage position
- First mortgage
- Region in source
- Canada
- Published conditions
- Owner-occupied residential; default-insured/high-ratio criteria apply
- Maximum loan-to-value
- Not stated
- Fees
- The official terms page publishes this figure as APR; additional product conditions apply.
- Pricing effective
- Oct 16, 2026
- Last verified
- Oct 26, 2026