Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

3 rate options from 1 lender

Alphabetical by lender

Fixed · 3-year term
First mortgage

Published rate4.94% 3-year fixed closed special

Checked Oct 26, 2026

Conditions: Residential; amortization of 25 years or less for displayed special
Fees and APR: 4.97% APR shown by BMO for amortizations of 25 years or less; APR assumptions and other conditions are stated on the source page.

Fixed · 5-year term
First mortgage

Published rate4.99% · 5-year Smart Fixed default-insured (APR 5.01%)

Checked Oct 26, 2026

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: The official terms page publishes this figure as APR; additional product conditions apply.

Variable · 5-year term
First mortgage

Published rate4.10% · BMO Prime − 0.35% (APR 4.12%)

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: The official terms page publishes this figure as APR; additional product conditions apply.