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CIBC

CIBC publishes posted and special fixed, variable, high-ratio, open and convertible mortgage pricing, including APR assumptions and product update dates through its official rate service.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

23 published rate options

Different qualification tiers may have different rates for the same product.

CIBC

1 Year Fixed Closed — Posted

Fixed · 1-year term
First

Published rate5.14% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

1 Year Fixed Closed — Special

Fixed · 1-year term
First

Published rate5.09% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.11% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

1 Year Fixed Open — Posted

Fixed · 1-year term
First

Published rate10.00% posted

Checked Oct 26, 2026

Lender source
Conditions
Open mortgage · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

10 Year Fixed Closed — Posted

Fixed · 10-year term
First

Published rate6.79% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

2 Year Fixed Closed — Posted

Fixed · 2-year term
First

Published rate5.24% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

2 Year Fixed Closed — Special

Fixed · 2-year term
First

Published rate4.84% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
4.86% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

3 Year Fixed Closed — Posted

Fixed · 3-year term
First

Published rate6.14% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

3 Year Fixed Closed — Special

Fixed · 3-year term
First

Published rate5.09% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.11% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

3 Year Variable Flex — Posted

Variable · 3-year term
First

Published rate4.45% posted

Checked Oct 26, 2026

Lender source
Conditions
Variable Flex mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
Lender fee not stated on public rate page
CIBC

3 Year Variable Flex — Special

Variable · 3-year term
First

Published rate4.15% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · variable Flex mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
4.17% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

4 Year Fixed Closed — Posted

Fixed · 4-year term
First

Published rate6.19% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

4 Year Fixed Closed — Special

Fixed · 4-year term
First

Published rate5.24% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.26% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated