- Conditions
- Residential co-op or co-ownership; lender criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Credit union
Luminus Financial
Luminus Financial publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.
Before you apply
Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.
16 published rate options
Different qualification tiers may have different rates for the same product.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential co-op or co-ownership; lender criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential co-op or co-ownership; lender criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential co-op or co-ownership; lender criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- Limited-time special; may be withdrawn at any time and cannot be combined with other offers. Rates effective 2026-09-29. APR and fees are not stated; approved credit and other conditions apply.
- Conditions
- Residential co-op or co-ownership; lender criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
- Conditions
- Residential co-op or co-ownership; lender criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.