Credit union

WFCU Credit Union

WFCU Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026

Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

20 published rate options

Different qualification tiers may have different rates for the same product.

WFCU Credit Union

1 Year Fixed Mortgage

Fixed · 1-year term
First or second mortgage

Published rate6.49% interest · 6.48% APR · 1-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

2 Year Fixed Mortgage

Fixed · 2-year term
First or second mortgage

Published rate5.49% interest · 5.47% APR · 2-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

3 Year Fixed 3% Cashback Mortgage

Fixed · 3-year term
First mortgage

Published rate6.44% interest · 6.38% APR · 3-year fixed, 3% cashback

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

3 Year Fixed High-Ratio Special

Fixed · 3-year term
First or second mortgage

Published rate4.29% interest · 4.28% APR · 3-year fixed high-ratio special

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

3 Year Fixed Mortgage

Fixed · 3-year term
First or second mortgage

Published rate5.34% interest · 5.31% APR · 3-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

3 Year Fixed Special

Fixed · 3-year term
First or second mortgage

Published rate4.89% interest · 4.87% APR · 3-year fixed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

4 Year Fixed 4% Cashback Mortgage

Fixed · 4-year term
First mortgage

Published rate7.09% interest · 7.01% APR · 4-year fixed, 4% cashback

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

4 Year Fixed Mortgage

Fixed · 4-year term
First or second mortgage

Published rate5.99% interest · 5.94% APR · 4-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

5 Year Fixed 5% Cashback Mortgage

Fixed · 5-year term
First mortgage

Published rate6.99% interest · 6.62% APR · 5-year fixed, 5% cashback

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

5 Year Fixed High-Ratio Special

Fixed · 5-year term
First mortgage

Published rate4.59% interest · 4.56% APR · 5-year fixed high-ratio special

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

5 Year Fixed Mortgage

Fixed · 5-year term
First or second mortgage

Published rate5.89% interest · 5.54% APR · 5-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

5 Year Fixed Special

Fixed · 5-year term
First or second mortgage

Published rate4.89% interest · 4.86% APR · 5-year fixed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

View all 20 rate options →