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Innovation Federal Credit Union

Innovation Federal Credit Union publishes a lender-hosted mortgage pricing page with the rate, term and qualification context used for this public listing.

Visit lender website Profile record checked Sep 1, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

10 published rate options

Different qualification tiers may have different rates for the same product.

Innovation Federal Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate6.990% interest · 7.123% APR

Checked Oct 22, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.
Innovation Federal Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate7.750% interest · 7.777% APR

Checked Oct 22, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.