Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

10 rate options from 1 lender

Alphabetical by lender

Innovation Federal Credit Union

1 Year Closed Fixed Special

Fixed · 1-year term
First mortgage

Published rate4.890% interest · 5.023% APR

Checked Oct 22, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.

Innovation Federal Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate6.990% interest · 7.123% APR

Checked Oct 22, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.

Innovation Federal Credit Union

2 Year Closed Fixed Special

Fixed · 2-year term
First mortgage

Published rate4.790% interest · 4.857% APR

Checked Oct 22, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.

Innovation Federal Credit Union

3 Year Closed Fixed Special

Fixed · 3-year term
First mortgage

Published rate4.490% interest · 4.530% APR

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.

Innovation Federal Credit Union

4 Year Closed Fixed Special

Fixed · 4-year term
First mortgage

Published rate4.790% interest · 4.820% APR

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.

Innovation Federal Credit Union

5 Year Closed Insured Fixed Special

Fixed · 5-year term
First mortgage

Published rate4.590% interest · 4.620% APR

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.

Innovation Federal Credit Union

5 Year Insured Variable Mortgage

Variable · 5-year term
First mortgage

Published rate4.35% 5-year insured variable

Checked Oct 22, 2026

Lender source

Conditions: Owner-occupied residential; default-insured criteria apply
Fees and APR: 4.377% APR shown by the lender; APR assumptions and conditions are stated on the source page.

Innovation Federal Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate7.750% interest · 7.777% APR

Checked Oct 22, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.

Innovation Federal Credit Union

6 Month Closed Fixed Special

Fixed · 6-month term
First mortgage

Published rate6.040% interest · 6.307% APR

Checked Oct 22, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.

Innovation Federal Credit Union

7 Year Closed Fixed Special

Fixed · 7-year term
First mortgage

Published rate5.290% interest · 5.310% APR

Checked Oct 22, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.