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Readi Financial

Readi Financial publishes starting pricing for one-year closed Ontario private first and second mortgages, including LTV ceilings and lender-fee starting points.

Visit lender website Profile record checked Sep 3, 2026
Before you apply

Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.

2 published rate options

Different qualification tiers may have different rates for the same product.

Readi Financial

1 Year Closed Private First Mortgage

Private · 1-year term
First mortgage

Published rateStarting at 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential properties in urban, suburban and selected rural Ontario markets; file-specific pricing applies
Fees and APR
Starting lender fee is 2%; final pricing depends on the property, exit strategy and the client’s overall financial strength.
Readi Financial

1 Year Closed Private Second Mortgage

Private · 1-year term
Second mortgage

Published rateStarting at 10.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential properties in urban, suburban and selected rural Ontario markets; file-specific pricing applies
Fees and APR
Starting lender fee is 2.5%; final pricing depends on the property, exit strategy and the client’s overall financial strength.