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← Three Point CapitalPublished mortgage product

Horizon — Second Mortgage

Published rate9.55%

Three Point Capital · 1-year term

Mortgage type
Private
Term
1-year term
Mortgage position
Second
Region in source
Ontario
Published conditions
Minimum Beacon 625 to 70% LTV · minimum Beacon 650 above 70% LTV
Maximum loan-to-value
75% — the mortgage as a share of property value
Fees
2% lender fee + 1% brokerage finder's fee · $495 document fee · closed term with three-month interest prepayment penalty · 2-year term available at +0.50%
Pricing effective
Not stated
Last verified
Oct 26, 2026