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← BAY Credit UnionPublished mortgage product

3 Year Insured Closed Special

Published rate3.99% 3-year insured closed special

BAY Credit Union · 3-year term

Mortgage type
Fixed
Term
3-year term
Mortgage position
First mortgage
Region in source
Ontario
Published conditions
Owner-occupied residential; default-insured criteria apply
Maximum loan-to-value
Not stated
Fees
APR and fees are not stated for this row on the public rate page; special is for new purchases or switches and conditions apply.
Pricing effective
Jul 28, 2026
Last verified
Oct 26, 2026