WhichLender.caYour comparison 0
โ† BAY Credit UnionPublished mortgage product

3 Year Conventional Closed Special

Published rate4.29% 3-year conventional closed special

BAY Credit Union ยท 3-year term

Mortgage type
Fixed
Term
3-year term
Mortgage position
First mortgage
Region in source
Ontario
Published conditions
Residential; lender qualification criteria apply
Maximum loan-to-value
80% โ€” the mortgage as a share of property value
Fees
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Pricing effective
Jul 28, 2026
Last verified
Oct 26, 2026