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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender
FirstOntario Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate8.09% · 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

10 Year Closed Fixed

Fixed · 10-year term
First mortgage

Published rate6.14% · 10-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate4.84% · 2-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
Published rate4.44% · 2-year fixed high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate4.94% · 3-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
Published rate4.54% · 3-year fixed high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate4.99% · 4-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
Published rate4.89% · 4-year fixed high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
Published rate5.04% 5-year fixed closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
Published rate4.64% · 5-year fixed high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

6 Month Convertible Closed

Fixed · 6-month term
First mortgage

Published rate6.34% · 6-month convertible closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

6 Month Open

Fixed · 6-month term
First mortgage

Published rate8.09% · 6-month open

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.