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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender
Published rate4.95% 5-year conventional special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
The lender states APR equals the annual interest rate when no additional borrowing fees apply.
Kindred Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate5.05% 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
The lender states APR equals the annual interest rate when no additional borrowing fees apply.
Kindred Credit Union

5 Year High-Ratio Special

Fixed · 5-year term
First mortgage

Published rate4.49% 5-year high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
The rate page states APR equals the interest rate when no additional cost-of-borrowing fees apply; lender conditions apply.
Published rate5.10% 1-year discount closed OAC

Checked Oct 26, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate7.95% 1-year open posted rate

Checked Oct 22, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.70% 2-year discount closed OAC

Checked Oct 26, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.75% 3-year discount closed OAC

Checked Oct 26, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.80% 4-year discount closed OAC

Checked Oct 26, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.75% 5-year CMHC closed

Checked Oct 22, 2026

Lender source
Conditions
Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.89% 5-year discount closed OAC

Checked Oct 26, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate7.95% 6-month open posted rate

Checked Oct 22, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate6.00% 1-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.