Compare mortgage rates

5 Year Fixed High Ratio Special

Fixed · 5-year term
First mortgage

Published rate4.64% · 5-year fixed high-ratio special

Checked Oct 26, 2026

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate5.95% · 5-year open variable

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.

5 Year Variable High Ratio Special

Variable · 5-year term
First mortgage

Published rate3.45% · 5-year variable high-ratio special

Checked Oct 26, 2026

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.

6 Month Convertible Closed

Fixed · 6-month term
First mortgage

Published rate6.34% · 6-month convertible closed

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.

6 Month Open

Fixed · 6-month term
First mortgage

Published rate8.09% · 6-month open

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.

7 Year Closed Fixed

Fixed · 7-year term
First mortgage

Published rate5.94% · 7-year closed

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.

MeritLine Home Equity Line of Credit

HELOC · Term not stated
Secured revolving credit

Published rate4.85% MeritLine HELOC

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.

1 Year Closed Mortgage

Fixed · 1-year term
First mortgage

Published rate6.45% 1-year closed

Checked Oct 29, 2026

Conditions: Residential property; lender membership, credit and qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

1 Year Open Mortgage

Fixed · 1-year term
First mortgage

Published rate6.45% 1-year open

Checked Oct 29, 2026

Conditions: Residential property; lender membership, credit and qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

2 Year Closed Mortgage

Fixed · 2-year term
First mortgage

Published rate5.25% 2-year closed

Checked Oct 29, 2026

Conditions: Residential property; lender membership, credit and qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

3 Year Closed Mortgage

Fixed · 3-year term
First mortgage

Published rate4.75% 3-year closed

Checked Oct 29, 2026

Conditions: Residential property; lender membership, credit and qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

4 Year Closed Mortgage

Fixed · 4-year term
First mortgage

Published rate4.85% 4-year closed

Checked Oct 29, 2026