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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

138 rate options from 48 lenders

Alphabetical by lender
Published ratePrime - 0.75% (3.70%)

Checked Oct 15, 2026

Lender source
Conditions
Insured single-family residential mortgage
Fees and APR
First National Prime 4.45% · discount applies for the entire term · no borrower lender fee stated on public rate page
FirstOntario Credit Union

5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rate4.05% · 5-year closed variable

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate5.95% · 5-year open variable

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
Published rate3.45% · 5-year variable high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
Frontline Credit Union

CreditMaster Home Equity Line of Credit

Variable · Term not stated
First mortgage

Published rateStarting at 5.15% HELOC

Checked Oct 22, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.70% flex-line first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.
Published rate5.70% flex-line second mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.