Mortgage investment corporation
OZ Capital (OZ Capital Mortgage Investment Corp.)
Concord-based MIC making short-term residential first and second mortgages on owner-occupied and rental properties in major Ontario cities, with no minimum credit score.
Lender facts
- Lender type
- Mortgage investment corporation
- Products offered
- Private first mortgages · Private second mortgages · Equity take-out and refinance · Rental and investment propertiesLender website, checked Oct 30, 2026
- Where they lend
- Major cities throughout Ontario · Cottage countryLender website, checked Oct 30, 2026
- Property types
- owner-occupied residential · rental residential · mixed-useLender website, checked Oct 30, 2026
- Borrowers they mention
- Borrowers with credit challengesLender website, checked Oct 30, 2026
- Loan size
- Up to $1 millionLender website, checked Oct 30, 2026
- Highest stated maximum loan-to-value
- 78%Lender website, checked Oct 30, 2026
- Terms
- 6 months fully open, or 1-year terms (6 closed/6 open, or closed); mortgage contracts usually 12 months or lessLender website, checked Oct 30, 2026
- How to apply
- Not stated on the lender’s website; check before applying
- Fees
- Lender fees from 1.85% (firsts) and 2.89% (seconds)Lender website, checked Oct 30, 2026
Profile status: not claimed
Facts were checked against the lender’s own website on Oct 30, 2026. The lender has not claimed this profile or confirmed them.
Also listed in: Private mortgages · Second mortgages · Credit challenges · Rental and investment properties
Before you apply
Use the lender’s website to confirm current terms and whether you can apply directly or need a mortgage broker. Published products are not personal offers.
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