5 Year Variable Flex — High Ratio Special
Published rate4.05% special
CIBC · 5-year term
- Mortgage type
- Variable
- Term
- 5-year term
- Mortgage position
- First
- Region in source
- Ontario
- Published conditions
- High-ratio mortgage · greater than 80% LTV · default insurance required · exact maximum LTV not stated
- Maximum loan-to-value
- Not stated
- Fees
- 4.07% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
- Pricing effective
- Oct 16, 2026
- Last verified
- Oct 26, 2026