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Fixed-rate mortgages

Compare published fixed-rate mortgage terms, fees, and qualification conditions. Read the related comparison.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender
Alterna Bank

1 Year Signature Fixed Closed

Fixed · 1-year term
First mortgage

Published rate5.69% interest · 5.87% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
5.87% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Bank

2 Year Signature Fixed Closed

Fixed · 2-year term
First mortgage

Published rate5.39% interest · 5.48% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
5.48% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Bank

3 Year Signature Fixed Closed

Fixed · 3-year term
First mortgage

Published rate4.94% interest · 5.00% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
5.00% APR shown by the lender; Signature pricing requires at least 20% down.
Published rate4.59% interest · 4.65% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
4.65% APR based on the lender's stated $200,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
Alterna Bank

4 Year Signature Fixed Closed

Fixed · 4-year term
First mortgage

Published rate5.04% interest · 5.09% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
5.09% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Bank

5 Year Signature Fixed Closed

Fixed · 5-year term
First mortgage

Published rate5.04% 5-year Signature fixed closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; down payment of 20% or more for Signature pricing
Fees and APR
5.08% APR shown by the lender; official APR assumptions and conditions apply.
Published rate4.69% interest · 4.73% APR

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
4.73% APR based on the lender's stated $200,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
Alterna Savings

1 Year Signature Fixed Closed

Fixed · 1-year term
First mortgage

Published rate5.69% interest · 5.87% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
5.87% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Savings

2 Year Signature Fixed Closed

Fixed · 2-year term
First mortgage

Published rate5.39% interest · 5.48% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
5.48% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Savings

3 Year Signature Fixed Closed

Fixed · 3-year term
First mortgage

Published rate4.94% interest · 5.00% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
5.00% APR shown by the lender; Signature pricing requires at least 20% down.
Alterna Savings

4 Year Signature Fixed Closed

Fixed · 4-year term
First mortgage

Published rate5.04% interest · 5.09% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
5.09% APR shown by the lender; Signature pricing requires at least 20% down.