Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

20 rate options from 1 lender

Alphabetical by lender

WFCU Credit Union

1 Year Fixed Mortgage

Fixed · 1-year term
First or second mortgage

Published rate6.49% interest · 6.48% APR · 1-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

2 Year Fixed Mortgage

Fixed · 2-year term
First or second mortgage

Published rate5.49% interest · 5.47% APR · 2-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

3 Year Fixed 3% Cashback Mortgage

Fixed · 3-year term
First mortgage

Published rate6.44% interest · 6.38% APR · 3-year fixed, 3% cashback

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

3 Year Fixed High-Ratio Special

Fixed · 3-year term
First or second mortgage

Published rate4.29% interest · 4.28% APR · 3-year fixed high-ratio special

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

3 Year Fixed Mortgage

Fixed · 3-year term
First or second mortgage

Published rate5.34% interest · 5.31% APR · 3-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

3 Year Fixed Special

Fixed · 3-year term
First or second mortgage

Published rate4.89% interest · 4.87% APR · 3-year fixed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

4 Year Fixed 4% Cashback Mortgage

Fixed · 4-year term
First mortgage

Published rate7.09% interest · 7.01% APR · 4-year fixed, 4% cashback

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

4 Year Fixed Mortgage

Fixed · 4-year term
First or second mortgage

Published rate5.99% interest · 5.94% APR · 4-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

5 Year Fixed 5% Cashback Mortgage

Fixed · 5-year term
First mortgage

Published rate6.99% interest · 6.62% APR · 5-year fixed, 5% cashback

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

5 Year Fixed High-Ratio Special

Fixed · 5-year term
First mortgage

Published rate4.59% interest · 4.56% APR · 5-year fixed high-ratio special

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

5 Year Fixed Mortgage

Fixed · 5-year term
First or second mortgage

Published rate5.89% interest · 5.54% APR · 5-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

5 Year Fixed Special

Fixed · 5-year term
First or second mortgage

Published rate4.89% interest · 4.86% APR · 5-year fixed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.