Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

20 rate options from 1 lender

Alphabetical by lender

WFCU Credit Union

6 Month Fixed Mortgage

Fixed · 6-month term
First or second mortgage

Published rate7.29% interest · 7.36% APR · 6-month fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

7 Year Fixed 7% Cashback Mortgage

Fixed · 7-year term
First mortgage

Published rate8.29% interest · 8.16% APR · 7-year fixed, 7% cashback

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: WFCU's older wfcu.ca page calls this a 5% cashback product at the same 8.16% APR. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

7 Year Fixed Mortgage

Fixed · 7-year term
First or second mortgage

Published rate7.19% interest · 7.10% APR · 7-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

Closed Variable Mortgage

Variable · Term not stated
First or second mortgage

Published rate4.45% interest · 4.43% APR · closed variable

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: WFCU shows this rate as WFCU Prime (4.45% on 2026-10-20). Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

Home Equity Line of Credit

HELOC · Term not stated
First or second mortgage

Published rateFrom 5.45% · Prime + 1.00%

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Non-owner-occupied properties add 0.25%. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

Open Variable Mortgage

Variable · Term not stated
First or second mortgage

Published rate5.45% interest · 5.47% APR · Prime + 1.00% · open variable

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

WFCU Credit Union

Variable-Rate High-Ratio Mortgage Special (Closed)

Variable · Term not stated
First mortgage

Published rate3.55% interest · 3.54% APR · closed variable high-ratio special

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: WFCU states the spread as "Closed -0.90%"; term not stated on the rates page. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

WFCU Credit Union

Variable-Rate Mortgage Special (Closed)

Variable · Term not stated
First mortgage

Published rate4.05% interest · 4.03% APR · Prime − 0.40%

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Term not stated on the rates page. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.