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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

118 rate options from 61 lenders

Alphabetical by lender
Ukrainian Credit Union

3 Year Closed Special

Fixed · 3-year term
First mortgage

Published rate4.75% 3-year closed special

Checked Oct 26, 2026

Lender source
Conditions
Already-built owner-occupied residential; new first-priority mortgage; 25-year amortization or less
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate5.24% interest · 5.70% APR

Checked Oct 15, 2026

Lender source
Conditions
Investment residential property in Canada excluding Quebec; lender credit, income and property-location criteria apply
Fees and APR
APR is based on the lender's stated $150,000 mortgage, 25-year amortization, applicable application fee and provincial closing fee. The Ontario example includes a 1% application fee and $378.12 FCT fee.
WFCU Credit Union

3 Year Fixed 3% Cashback Mortgage

Fixed · 3-year term
First mortgage

Published rate6.44% interest · 6.38% APR · 3-year fixed, 3% cashback

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.
WFCU Credit Union

3 Year Fixed High-Ratio Special

Fixed · 3-year term
First or second mortgage

Published rate4.29% interest · 4.28% APR · 3-year fixed high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union

3 Year Fixed Mortgage

Fixed · 3-year term
First or second mortgage

Published rate5.34% interest · 5.31% APR · 3-year fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union

3 Year Fixed Special

Fixed · 3-year term
First or second mortgage

Published rate4.89% interest · 4.87% APR · 3-year fixed special

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
Your Credit Union

3 Year First Mortgage

Fixed · 3-year term
First mortgage

Published rate5.24% 3-year first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.