Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

138 rate options from 48 lenders

Alphabetical by lender

Variable · 5-year term
First mortgage

Published rate5.30% interest

Checked Oct 26, 2026

Conditions: Owner-occupied residential; lender qualification criteria apply
Fees and APR: APR includes the lender's stated 1% application fee and Ontario closing fee assumptions.

Variable · Term not stated
First or second mortgage

Published rate4.45% interest · 4.43% APR · closed variable

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: WFCU shows this rate as WFCU Prime (4.45% on 2026-10-20). Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

Variable · Term not stated
First or second mortgage

Published rate5.45% interest · 5.47% APR · Prime + 1.00% · open variable

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.

Variable · Term not stated
First mortgage

Published rate3.55% interest · 3.54% APR · closed variable high-ratio special

Checked Oct 26, 2026

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: WFCU states the spread as "Closed -0.90%"; term not stated on the rates page. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

Variable · Term not stated
First mortgage

Published rate4.05% interest · 4.03% APR · Prime − 0.40%

Checked Oct 26, 2026

Conditions: Residential; lender qualification criteria apply
Fees and APR: Term not stated on the rates page. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.

Variable · 5-year term
First mortgage

Published rate3.80% · YNCU Prime − 0.65%

Checked Oct 26, 2026

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.