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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

162 rate options from 65 lenders

Alphabetical by lender
Published rate4.59% interest · 4.672% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR is based on the lender's stated $300,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
Published rate4.39% 5-year high-ratio fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
4.471% APR shown by the lender; APR assumptions include the source page's valuation-fee example and conditions apply.
Published rate4.89% 5-year closed posted rate

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Ukrainian Credit Union

5 Year Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate6.49% 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Already-built owner-occupied residential; new first-priority mortgage; 25-year amortization or less
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Ukrainian Credit Union

5 Year Closed Special

Fixed · 5-year term
First mortgage

Published rate4.95% 5-year closed special

Checked Oct 26, 2026

Lender source
Conditions
Already-built owner-occupied residential; new first-priority mortgage; 25-year amortization or less
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Ukrainian Credit Union

5 Year Insured Mortgage

Fixed · 5-year term
First mortgage

Published rate4.29% 5-year insured fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
WealthONE Bank of Canada

5 Year Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate5.74% 5-year closed fixed

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential
Fees and APR
5.57% APR shown by WealthONE. Its APR includes applicable application and closing fees under the assumptions on the source page.
Published rate5.44% interest · 5.72% APR

Checked Oct 15, 2026

Lender source
Conditions
Investment residential property in Canada excluding Quebec; lender credit, income and property-location criteria apply
Fees and APR
APR is based on the lender's stated $150,000 mortgage, 25-year amortization, applicable application fee and provincial closing fee. The Ontario example includes a 1% application fee and $378.12 FCT fee.
WFCU Credit Union

5 Year Fixed 5% Cashback Mortgage

Fixed · 5-year term
First mortgage

Published rate6.99% interest · 6.62% APR · 5-year fixed, 5% cashback

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.
WFCU Credit Union

5 Year Fixed High-Ratio Special

Fixed · 5-year term
First mortgage

Published rate4.59% interest · 4.56% APR · 5-year fixed high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union

5 Year Fixed Mortgage

Fixed · 5-year term
First or second mortgage

Published rate5.89% interest · 5.54% APR · 5-year fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union

5 Year Fixed Special

Fixed · 5-year term
First or second mortgage

Published rate4.89% interest · 4.86% APR · 5-year fixed special

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.