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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender
Golden Horseshoe Credit Union

5 Year Closed Second Mortgage

Fixed · 5-year term
Second mortgage

Published rate5.49% 5-year closed second mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.
Home Trust

5 Year Insured Mortgage

Fixed · 5-year term
First mortgage

Published rate4.64% 5-year insured fixed

Checked Sep 1, 2026

Lender source
Conditions
Owner-occupied residential; default-insured criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
IC Savings

1 Year Fixed Closed Mortgage

Fixed · 1-year term
First mortgage

Published rate5.09% interest · 5.79% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

2 Year Fixed Closed Mortgage

Fixed · 2-year term
First mortgage

Published rate4.84% interest · 5.15% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.