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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

461 rate options from 55 lenders

Alphabetical by lender
Published rateStarting at 4.49% 4-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rateStarting at 4.19% 5-year closed high-ratio

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rateStarting at 4.39% 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Moya Financial Credit Union

Closed Variable Mortgage

Variable · Term not stated
First mortgage

Published rateStarting at Prime + 0.00% (4.45% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate5.09% 1-year closed special

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.84% 2-year closed special

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.94% 3-year closed special

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate5.04% 4-year closed special

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate5.14% 5-year closed special

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Northern Credit Union

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate5.79% 1-year closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate5.89% 2-year closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.69% 3-year conventional special

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Northern's mortgages page features 4.49% for this special; its rate table shows 4.69%. APR and fees are not stated; lender conditions apply.