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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender
Mainstreet Credit Union

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate4.84% 2-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate4.79% 3-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

3 Year Closed High-Ratio

Fixed · 3-year term
First mortgage

Published rate4.34% 3-year closed high-ratio

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate4.99% 4-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.44% 5-year closed high-ratio

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

5 Year Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate4.94% 5-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Manulife Bank

Manulife Bank Select 5 Year Closed

Fixed · 5-year term
First mortgage

Published rate5.59% APR for 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Manulife Bank

Manulife One 1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate6.89% APR · 1-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Manulife Bank

Manulife One 10 Year Closed Fixed

Fixed · 10-year term
First mortgage

Published rate6.69% APR · 10-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Manulife Bank

Manulife One 2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate6.34% APR · 2-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Manulife Bank

Manulife One 3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate5.39% APR · 3-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Manulife Bank

Manulife One 4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate5.69% APR · 4-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.