Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender

Northern Birch Credit Union

5 Year High-Ratio Insured Fixed Special

Fixed · 5-year term
First mortgage

Published rate4.79% 5-year high-ratio insured fixed

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

Northern Credit Union

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate5.79% 1-year closed

Checked Oct 20, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate8.99% 1-year open

Checked Oct 20, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate5.89% 2-year closed

Checked Oct 20, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

3 Year Closed Conventional Special

Fixed · 3-year term
First mortgage

Published rate4.69% 3-year conventional special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Northern's mortgages page features 4.49% for this special; its rate table shows 4.69%. APR and fees are not stated; lender conditions apply.

Northern Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate6.09% 3-year closed

Checked Oct 20, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

3 Year Closed High-Ratio Special

Fixed · 3-year term
First mortgage

Published rate4.29% 3-year high-ratio special

Checked Oct 20, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate6.19% 4-year closed

Checked Oct 20, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

5 Year Closed Conventional Special

Fixed · 5-year term
First mortgage

Published rate4.79% 5-year conventional special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Northern's mortgages page features 4.59% for this special; its rate table shows 4.79%. APR and fees are not stated; lender conditions apply.

Northern Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate6.29% 5-year closed

Checked Oct 20, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.49% 5-year closed high-ratio

Checked Oct 20, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

6 Month Open Fixed

Fixed · 6-month term
First mortgage

Published rate8.50% 6-month open

Checked Oct 20, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.