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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

111 rate options from 43 lenders

Alphabetical by lender
Equity Credit Union

1 Year Open First Mortgage

Fixed · 1-year term
First mortgage

Published rate7.50% 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Equity Credit Union

Convertible Variable Open First Mortgage

Variable · Term not stated
First mortgage

Published rate7.45% convertible variable open

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
FirstOntario Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate8.09% · 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate5.95% · 5-year open variable

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
FirstOntario Credit Union

6 Month Open

Fixed · 6-month term
First mortgage

Published rate8.09% · 6-month open

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
FirstOntario's rates page lists this figure as a rate; its mortgages page footnotes the same figure as APR. Fees are not stated; membership, credit approval and underwriting conditions apply.
Frontline Credit Union

1 Year Open Mortgage

Fixed · 1-year term
First mortgage

Published rate6.45% 1-year open

Checked Oct 22, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Frontline Credit Union

6 Month Open Mortgage

Fixed · 6-month term
First mortgage

Published rate6.45% 6-month open

Checked Oct 22, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate9.00% 1-year open first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.
Published rate10.00% 1-year open second mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.