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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1161 rate options from 93 lenders

Alphabetical by lender
Innovation Federal Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate6.990% interest · 7.123% APR

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.
Innovation Federal Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate7.750% interest · 7.777% APR

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.
Kawartha Financial Services

3 Year Fixed High-Ratio

Fixed · 3-year term
First mortgage

Published rate4.39% 3-year high-ratio fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Kawartha Financial Services

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.44% 5-year closed high-ratio

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.