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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

638 rate options from 65 lenders

Alphabetical by lender
Talka Credit Union

1 Year Residential Mortgage

Fixed · 1-year term
First mortgage

Published rate5.00% 1-year posted before interest rebates

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Talka Credit Union

2 Year Residential Mortgage

Fixed · 2-year term
First mortgage

Published rate5.00% 2-year posted before interest rebates

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Talka Credit Union

3 Year Residential Mortgage

Fixed · 3-year term
First mortgage

Published rate5.00% 3-year posted before interest rebates

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Talka Credit Union

4 Year Residential Mortgage

Fixed · 4-year term
First mortgage

Published rate5.00% 4-year posted before interest rebates

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Talka Credit Union

5 Year Residential Mortgage

Fixed · 5-year term
First mortgage

Published rate5.00% 5-year posted before interest rebates

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Tandia Financial

1 Year Standard Closed

Fixed · 1-year term
First mortgage

Published rate5.69% 1-year standard closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.
Tandia Financial

1 Year Standard Open

Fixed · 1-year term
First mortgage

Published rate8.50% 1-year standard open

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.
Tandia Financial

2 Year Standard Closed

Fixed · 2-year term
First mortgage

Published rate5.39% 2-year standard closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.
Published rate4.59% 3-year closed fixed high-ratio special

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
4.65% APR shown by Tandia based on its disclosed $200,000 mortgage, 25-year amortization, monthly-payment and $350 valuation-fee assumptions; conditions apply.
Tandia Financial

3 Year Standard Closed

Fixed · 3-year term
First mortgage

Published rate4.94% 3-year standard closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.
Tandia Financial

4 Year Standard Closed

Fixed · 4-year term
First mortgage

Published rate5.04% 4-year standard closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.
Tandia Financial

5 Year Standard Closed

Fixed · 5-year term
First mortgage

Published rate5.04% 5-year standard closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.